:root{--navy:#0e3a66;--blue:#1a6fa3;--cyan:#2bb0d4;--accent:#c93a18;--bg:#f2f8fc;--text:#1c2b39;--muted:#566676;--line:#d6e5ee;--radius:12px}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:16px/1.7 system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--text);background:#fff}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--blue)}a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--cyan);outline-offset:2px}
h1,h2,h3{color:var(--navy);line-height:1.25;margin:0 0 .6em}
h1{font-size:clamp(1.7rem,5vw,2.6rem)}
h2{font-size:clamp(1.4rem,3.5vw,1.9rem);margin-top:0}
h3{font-size:1.15rem}
p,ul,ol{margin:0 0 1em}
.container{width:100%;max-width:1120px;margin:0 auto;padding:0 16px}
.sr-only,.skip:not(:focus){position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip:focus{position:absolute;left:8px;top:8px;background:#fff;padding:8px 12px;z-index:100}
.muted{color:var(--muted);font-size:.92rem}

/* Header & Navigation (ohne JavaScript) */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:64px;flex-wrap:wrap}
.logo img{width:160px;height:33px}
.nav-toggle{position:absolute;opacity:0;pointer-events:none}
.burger{display:flex;width:44px;height:44px;align-items:center;justify-content:center;cursor:pointer}
.burger span,.burger span::before,.burger span::after{display:block;width:24px;height:3px;background:var(--navy);border-radius:2px;position:relative;content:""}
.burger span::before{position:absolute;top:-8px}.burger span::after{position:absolute;top:8px}
.nav-toggle:focus-visible+.burger{outline:3px solid var(--cyan)}
.nav{display:none;width:100%;padding-bottom:12px}
.nav-toggle:checked~.nav{display:block}
.nav ul{list-style:none;margin:0;padding:0}
.nav a{display:block;padding:12px 4px;text-decoration:none;color:var(--navy);font-weight:600;border-top:1px solid var(--line)}
.nav a[aria-current=page]{color:var(--accent)}
@media(min-width:820px){
.burger{display:none}
.nav{display:block;width:auto;padding:0}
.nav ul{display:flex;gap:6px}
.nav a{border:0;padding:8px 14px;border-radius:8px}
.nav a:hover{background:var(--bg)}
}

/* Breadcrumb */
.breadcrumb{padding-top:16px;font-size:.9rem;color:var(--muted)}
.breadcrumb a{color:var(--blue)}

/* Hero */
.hero{background:linear-gradient(160deg,#eaf6fc,#fff);padding:32px 0 40px}
.hero-grid{display:grid;gap:28px;align-items:center}
.hero-grid img{border-radius:var(--radius);width:100%;aspect-ratio:4/3;object-fit:cover}
.hero.small{padding:24px 0 28px}
.eyebrow{color:var(--accent);font-weight:700;font-size:.9rem;text-transform:uppercase;letter-spacing:.04em;margin-bottom:.4em}
.lead{font-size:1.1rem;color:#2b3d4e}
@media(min-width:820px){.hero-grid{grid-template-columns:1.1fr .9fr}.hero{padding:56px 0}}

/* Buttons */
.btn{display:inline-block;background:var(--accent);color:#fff;border:0;border-radius:10px;padding:12px 20px;font:700 1rem/1.2 inherit;text-decoration:none;cursor:pointer;min-height:44px}
.btn:hover{background:#a82d11;color:#fff}
.btn-ghost{background:#fff;color:var(--navy);border:2px solid var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}

/* Sektionen & Karten */
.section{padding:36px 0}
.section.alt{background:var(--bg)}
.cards{display:grid;gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.card h3{margin-bottom:.4em}
@media(min-width:760px){.cards.c3{grid-template-columns:repeat(3,1fr)}.cards.c2{grid-template-columns:repeat(2,1fr)}}
.two-col{display:grid;gap:24px;align-items:start}
@media(min-width:820px){.two-col{grid-template-columns:1fr 1fr}}
.content img{border-radius:var(--radius);margin:0 0 1em;width:100%}
.note{background:#fff7ed;border-left:4px solid var(--accent);padding:14px 16px;border-radius:8px;margin:0 0 1em}
.checklist{list-style:none;padding:0}
.checklist li{padding-left:28px;position:relative;margin-bottom:.5em}
.checklist li::before{content:"✓";position:absolute;left:0;color:var(--cyan);font-weight:700}
.pros-cons{display:grid;gap:16px}
@media(min-width:760px){.pros-cons{grid-template-columns:1fr 1fr}}

/* Tabellen */
.table-wrap{overflow-x:auto;margin:0 0 1.2em;border:1px solid var(--line);border-radius:var(--radius)}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:.95rem}
caption{text-align:left;padding:10px 14px;font-weight:700;color:var(--navy)}
th,td{padding:10px 14px;text-align:left;border-top:1px solid var(--line);vertical-align:top}
thead th{background:var(--navy);color:#fff;border-top:0}
tbody tr:nth-child(even){background:var(--bg)}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:var(--radius);margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;padding:14px 16px;font-weight:700;color:var(--navy);list-style:none;position:relative;padding-right:44px;min-height:44px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:16px;top:10px;font-size:1.4rem;color:var(--accent)}
.faq details[open] summary::after{content:"–"}
.faq details>div{padding:0 16px 6px}

/* E-E-A-T */
.author-box{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;margin:0 0 1.2em}
.author-box p{margin:0 0 .3em}
.avatar{flex:none;width:56px;height:56px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.badge{display:inline-block;background:#e3f5fb;color:var(--navy);border-radius:999px;padding:2px 12px;font-size:.85rem;font-weight:700}
.seals{display:flex;flex-wrap:wrap;gap:12px;margin:0 0 1.2em}
.seals span,.seals-placeholder{border:2px dashed var(--line);border-radius:10px;padding:12px 16px;color:var(--muted);font-size:.9rem}
.sources{font-size:.95rem}

/* Footer */
.site-footer{background:var(--navy);color:#dbe9f3;padding:36px 0 24px;margin-top:20px}
.site-footer a{color:#fff}
.trust-row{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:12px}
.trust-row li{background:rgba(255,255,255,.08);border-radius:10px;padding:12px 14px}
.trust-row strong{display:block;color:#fff}
.trust-row span{font-size:.9rem}
@media(min-width:760px){.trust-row{grid-template-columns:repeat(4,1fr)}}
.footer-grid{display:grid;gap:24px}
@media(min-width:760px){.footer-grid{grid-template-columns:1.2fr 1fr 1.2fr}}
.footer-title{color:#fff;font-weight:700;margin-bottom:.4em}
.plain{list-style:none;padding:0}
.plain li{margin-bottom:.35em}
.newsletter{display:grid;gap:8px}
.newsletter input[type=email]{padding:12px;border-radius:10px;border:0;font:inherit;width:100%;min-height:44px}
.newsletter .check{font-size:.85rem;display:block}
.copy{border-top:1px solid rgba(255,255,255,.2);padding-top:16px;margin:24px 0 0;font-size:.85rem}
.seals-placeholder{display:inline-block;color:#b9d2e3;border-color:rgba(255,255,255,.3)}

@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}